Upside Down Commercial Mortgage - Helpful Advice

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Do You have an 

Upside Down Commercial Mortgage:

• Higher vacancy due to the poor economy?
• Lower rents/lease rates than anticipated?
• An impending balloon payment, and the bank is unwilling to extend maturity?  
• Coming out of pocket every month because the Net Operating Income can no longer support the mortgage payment?
• Having difficulty refinancing your commercial loan and out of options?

Other Questions:

Are you “for-profit” and have paid income tax?

Was your property placed in service after 1987?

Will you keep the investment property for at least one more year?
 
If you answered YES to some or all here is how I can help you:

• Cost Segregation
• Reduction in interest rate
• Immediate interest-only payment schedule
• Extension of Amortization Schedule (for example, from 15 to 25 years)
• Extension of Debt Maturity Date, i.e. Balloon
• Forbearance and Deferral of several months of payments
• Reduced pay-off amount in anticipation of a short sale
  

The solution could be a cost segregation and a commercial loan workout or both. An expertly crafted no cost, no obligation  analysis professionally prepared, presented and negotiated by commercial real estate bankers, can be a very effective means to get the lender's attention, and to petition them for a solution that works for both parties. The goal is to create a win-win situation for both the Borrower and the Lender.

My Process is Unique, Efficient, and Effective: These services can help you in several ways. For instance:

• Avoid Foreclosure on your commercial property
  
• Workout and Deferment Solutions for your commercial loan
  
• Reduce Interest and/or Principal Amount on your commercial loan
• Improve Cash Flow for the commercial property
  
• Reclaim taxes paid
  
• Reduce your tax liability
  

I took some time to put together some videos to help explain all the questions I get about  

Upside Down Commercial Mortgage 

so fill in the information below:

Howard I. Minster
EVP/RM
Comercial Affiliates LLC