tag:blogger.com,1999:blog-69394750096728863112011-08-03T14:01:06.858-07:00Howard Minster - Upside Down Commercial MortgageUpside Down Commercial Mortgage information to help commercial property owners handle commercial loan modification or better handle the cost segregation to improve cash flow on commercial property. New Tax laws for commercial property allows for better depreciation on tax returns.Howard Minsterhttp://www.blogger.com/profile/15444861141079294278noreply@blogger.comBlogger11100tag:blogger.com,1999:blog-6939475009672886311.post-26570401216783932582010-01-20T18:54:00.000-08:002010-01-20T18:54:43.631-08:00Upside Down Commercial Mortgage - Helpful Advice<div class="zemanta-img" style="display: block; float: right; margin: 1em; width: 106px;"><a href="http://www.daylife.com/image/0foJe4K3dIfqq?utm_source=zemanta&utm_medium=p&utm_content=0foJe4K3dIfqq&utm_campaign=z1"><img alt="BOSTON - MARCH 31: The John Hancock Tower sit..." height="150" src="http://cache.daylife.com/imageserve/0foJe4K3dIfqq/96x150.jpg" style="border: medium none; display: block;" width="96" /></a><span class="zemanta-img-attribution">Image by <a href="http://www.daylife.com/source/Getty_Images">Getty Images</a> via <a href="http://www.daylife.com/">Daylife</a></span><br /></div><div style="text-align: center;"><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;"><span style="font-size: large;">Do You have an </span></span></span><br /></div><div style="text-align: center;"><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;"><span style="font-size: large;"><b>Upside Down Commercial Mortgage</b>:</span><br /></span></span><br /></div><ul style="font-family: "Courier New",Courier,monospace;"><li><span style="font-size: small;">Higher vacancy due to the poor economy? </span></li><li><span style="font-size: small;">Lower rents/lease rates than anticipated? </span></li><li><span style="font-size: small;">An impending balloon payment, and the bank is unwilling to extend maturity? </span></li><li><span style="font-size: small;">Coming out of pocket every month because the Net Operating Income can no longer support the mortgage payment?</span></li><li><span style="font-size: small;">Having difficulty refinancing your commercial loan and out of options?</span></li></ul><i>Other Questions</i>:<br /><br /><div style="font-family: "Courier New",Courier,monospace;"><span style="font-size: small;">Are you “for-profit” and have paid income tax?<br /></span><br /></div><div style="font-family: "Courier New",Courier,monospace;"><span style="font-size: small;">Was your property placed in service after 1987?</span><br /></div><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;"><span style="font-family: "Courier New",Courier,monospace; font-size: small;">Will you keep the investment property for at least one more year?</span><br /> </span></span><br /><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;"><span style="font-family: "Trebuchet MS",sans-serif; font-size: small;"><i>If you answered <b>YES </b>to some or all here is how I can help you</i></span>: </span></span><br /><ul><li><b><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Cost Segregation </span></span></b></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Reduction in interest rate </span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Immediate interest-only payment schedule </span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Extension of Amortization Schedule (for example, from 15 to 25 years) </span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Extension of Debt Maturity Date, i.e. Balloon </span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Forbearance and Deferral of several months of payments </span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Reduced pay-off amount in anticipation of a short sale <br /></span></span></li></ul><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;"><span style="color: #1f497d;"> <br /></span>The solution could be a <b>cost segregation</b> and a <b>commercial loan workout</b> or both. An expertly crafted no cost, no obligation analysis professionally prepared, presented and negotiated by commercial real estate bankers, can be a very effective means to get the lender's attention, and to petition them for a solution that works for both parties. The goal is to create a win-win situation for both the Borrower and the Lender.<br /><br />My Process is Unique, Efficient, and Effective: These services can help you in several ways. For instance: <br /></span></span><br /><ul><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Avoid Foreclosure on your commercial property<br /></span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Workout and Deferment Solutions for your commercial loan<br /></span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Reduce Interest and/or Principal Amount on your commercial loan </span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Improve Cash Flow for the commercial property<br /></span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Reclaim taxes paid <br /></span></span></li><li><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;">Reduce your tax liability <br /></span></span></li></ul><div style="color: black; text-align: center;"><span style="font-family: Verdana,Helvetica,Arial; font-size: large;">I took some time to put together some videos to help explain all the questions I get about <b> </b></span><br /></div><div style="color: black; text-align: center;"><span style="font-family: Verdana,Helvetica,Arial; font-size: large;"><b>Upside Down Commercial Mortgage</b> </span><br /></div><div style="color: black; text-align: center;"><span style="font-family: Verdana,Helvetica,Arial; font-size: large;">so fill in the information below</span>:<br /></div><div style="text-align: center;"><script src="http://forms.aweber.com/form/48/1584197348.js" type="text/javascript"></script><br /><br /></div><span style="font-family: Verdana,Helvetica,Arial;"><span style="font-size: 14px;"><span style="color: #1f497d;"> </span></span><span style="font-size: 13px;"><br /><br />Howard I. Minster<br />EVP/RM<br />Comercial Affiliates LLC</span></span> <br /><div class="zemanta-pixie" style="height: 15px; margin-top: 10px;"><a class="zemanta-pixie-a" href="http://reblog.zemanta.com/zemified/37b060ef-ea09-4d27-a7b2-614a1f935a78/" title="Reblog this post [with Zemanta]"><img alt="Reblog this post [with Zemanta]" class="zemanta-pixie-img" src="http://img.zemanta.com/reblog_e.png?x-id=37b060ef-ea09-4d27-a7b2-614a1f935a78" style="border: medium none; float: right;" /></a><script defer="defer" src="http://static.zemanta.com/readside/loader.js" type="text/javascript"></script><br /></div><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6939475009672886311-2657040121678393258?l=howardminster.blogspot.com' alt='' /></div>Howard Minsterhttp://www.blogger.com/profile/15444861141079294278noreply@blogger.com0